It's exciting to imagine your ideal home. As you're making up your "wish list," follow this "to do" list to begin the buying process:
Decide on the right location for your family. Urban or suburban? Inland or coastal? Close to work and schools? Near recreation such as sports, parks, shopping or entertainment? Visit several communities to get a true sense of the lifestyle.
How much can you afford? Be realistic so you can focus on homes and communities you and your budget can live with comfortably. To help you crunch the numbers, click on the Mortgage Calculator page.
Figure out your floorplan. Do you want the bedrooms for kids or guests to be near the master bedroom? Would you prefer a two-story or one-story home? Will you need a home office? Make a list or do a sketch.
Get financial paperwork ready. Have tax returns, bank statements and personal information handy to bring with you when you're ready to buy.
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